Conoce los estados que ofrecen mejores oportunidades a las mujeres

Las mujeres del estado de Maryland están mejor económicamente que sus contrapartes en cualquier otro estado, según un informe que busca evaluar el acceso a oportunidades y seguridad económica de las mujeres en Estados Unidos. Fotos: 25 mujeres que dominan al mundo. Se trata del segundo de una serie de siete informes del “Status of Women in the States” (Situación de la Mujer en los Estados) (en inglés), realizado por el Instituto de Investigación de Políticas de la Mujer, que …

Could You Retire From Your Job in Debt?

Think about retiring from your job with no savings — not even a little bit — just debt. Unfortunately this is the case for one in five Utahans, according to a new study released recently by Notalys LLC. This news is troubling, to say the least. To make matters worse, with 45 percent of working-age households having nothing — zero dollars — saved toward retirement, what’s playing out in Utah could have significance nationwide. That’s why Utah and other states around …

5 ciudades para unas vacaciones con presupuesto limitado

¿Sin presupuesto para unas vacaciones pero con ganas de darte una escapada? Quizá te interés estos 5 lugares llenos de actividades gratuitas o muy económicas. Descúbrelos. Filadelfia, Pensilvania ¿Qué tal un recorrido por la médula de la historia de Estados Unidos? Con exposiciones interactivas en los cimientos donde estuviera la casa de los expresidentes de este país, George Washington y John Adams: The President’s House, ubicada en el distrito histórico de esa ciudad donde niños y grandes pasan momentos aprendiendo …

A Tale of Two Americas

Today’s sobering statistic: Almost 20 percent of people ages 55 to 64 have no retirement savings. And even among those who have saved, millions are facing a retirement “deficit” – meaning they will outlive their retirement savings by $57,000 on average per household. Why does that matter to the rest of us? Because if millions of older adults haven’t saved enough to be self-sufficient in retirement, they will end up turning to government safety net services – a costly proposition …

New Retirement Savings Plan Is Win-Win for Workers, Businesses

Last week, I sat down with Adrienne Mitchell of MarketWatch to talk about what 57 million American workers lack: a way to save for retirement at work – leaving them with little opportunity to secure their financial future. Just think about this for a minute: For workers who do have access to a retirement savings plan in the workplace, such as a 401(k), this increases their savings rate by 1300%. And, no, that’s not a typo. So, how can we …

A Secure Retirement: American Dream or Pipe Dream?

I often hear from friends and family members that they’re afraid they don’t have enough saved for retirement, and the truth is, many Americans are not prepared for the future. As recently highlighted by the New York Times, the reason many are not financially prepared is because they don’t have the right tools at work to help them save for their future. In fact, when individuals have a way to save through their workplace, their rate of savings goes up …