For Family Caregivers, Love Is More Than Chocolate and Roses

Valentine’s Day may be over, but 42 million Americans continue to give their hearts each and every day. They are family caregivers who help parents, spouses, aunts, uncles and other loved ones to live independently at home, where they want to be. For these unsung heroes, love goes beyond chocolate and roses — and their labor of love means driving to doctor’s appointments, cooking, cleaning, helping bathe and dress their loved ones, managing medications, performing medical tasks and more. Gwen …

Groundbreaking Law Will Help 2.5 Million Workers Retire With Confidence

”Great news from Illinois: A new law will help 2.5 million workers retire with confidence. Signed by former Gov. Quinn this year, the Illinois Secure Choice Program gives millions of state residents a way to save for their future at work — a tool that increases savings rates by 15 times.  Upon signing the bill, Gov. Quinn shared, “This is a special … opportunity, for all of us to go forward at helping people save for retirement. Secure Choice is …

The Town of Boomer, W.Va.

People in the boomer generation, those born between 1946 and 1964, are celebrating the 50th birthdays of their youngest members in 2014. To mark this event, AARP asked Washington, D.C.-based photographer Jared Soares to explore Boomer, W.Va. To get to Boomer, follow the Kanawha River southeast from Charleston, West Virginia’s capital city, for about 30 miles. With a population of nearly 600 people, Boomer rests on Historic Route 60, part of the Midland Trail National Scenic Highway. In the early 1900s, the town saw rapid growth when Boomer …

Caring for Papa

When their grandfather’s health declined, Christina and her brother, Michael, stepped in to care for their “Papa.” Together they did everything he needed to stay at home, where he wanted to be. Christina shared: “Most of us don’t consider ourselves formal caregivers; we are just taking care of our family. But what we did know is that taking care of Papa was hard, stressful and confusing. We didn’t know what services were available or how to screen providers. And we …

W.Va. Senate Candidates Call for Lifting Social Security Salary Cap

West Virginia’s two major-party candidates for the U.S. Senate support raising the Social Security wage base limit from its current level of $117,000, and in an Oct. 7 debate both voiced concern over the long-term financing of the program. “I am supportive of raising the cap to $240,000” or in that vicinity, said West Virginia Secretary of State Natalie Tennant, a Democrat. “I would be willing to raise the cap over $200,000,” said U.S. Rep. Shelley Moore Capito, her Republican opponent. …

A Tale of Two Americas

Today’s sobering statistic: Almost 20 percent of people ages 55 to 64 have no retirement savings. And even among those who have saved, millions are facing a retirement “deficit” – meaning they will outlive their retirement savings by $57,000 on average per household. Why does that matter to the rest of us? Because if millions of older adults haven’t saved enough to be self-sufficient in retirement, they will end up turning to government safety net services – a costly proposition …