Holiday Shopping Already?

Have you started your holiday shopping? I have – only because my budgeting technique this year is to spread out my gift buying! There’s an interesting article on AdWeek’s Web site this morning called “Don’t Count on Grandma this Xmas” that cites an AARP Bulletin poll on spending this holiday season. The survey conducted among AARP members showed that 34% of those 50 and up expect to spend less on the holidays than they did last year – and only …