401(k)

Nearly a quarter of Americans put saving for retirement on hold during the pandemic and stopped contributing to — or prematurely dipped into — their retirement accounts, according to a troubling new AARP Research study. More than half  of the more than 5,400 adults surveyed said a lack of money has…
New York took a step closer to expanding savings options for workers through a state-backed retirement savings plan. The state legislature on Monday passed an AARP-supported bill that would require businesses with 10 or more workers to enroll those employees in the state’s retirement savings plan.…
Fifteen years ago, this week, we proposed the Automatic IRA as a way to boost retirement saving among the multitudes of American workers – now numbering roughly 55 million – who have no retirement plan at work.
Many households are considering their financial future this time of year and making planning decisions that will ultimately impact retirement. Follow recent coverage on important resources and mistakes to avoid when planning for retirement.
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Si bien los hispanos registrarán el mayor incremento en su población de adultos mayores y jubilados para el 2050, según recientes proyecciones de la Oficina del Censo, desde ahora figuran entre las personas con menos liquidez y poca seguridad financiera para la vejez.
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Small businesses would be able to band together to create a joint 401(k) retirement plan, and some part-time workers could participate in their employer’s plan, under proposals to be included in President Obama’s final budget to Congress.
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The U.S. Department of Labor is paving the way for states to sponsor retirement plans for millions of private-sector workers who don’t have such programs on the job.
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Which would you rather have: a job that offers a 401(k) or one that doesn’t have a retirement plan but comes with a higher salary?
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Automatic enrollment for retirement saving is both effective and popular among all income, gender and ethnic groups. It has increased participation, helped people to both start saving earlier and to make appropriate investment choices.This mechanism would be even more useful, especially for younger…
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Asian American Pacific Islander (AAPI) Heritage Month each May is a time to celebrate, reflect on and pay homage to the many generations of Asian Americans and Pacific Islanders who contributed their talents to America’s history. They came here with hopes of getting a slice of the American pie,…
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