401(k) plans

How much income will 401(k) provide
You may be throwing money into your employer-sponsored retirement plan - let's hope you are - but do you know how much estimated monthly income your plan will provide over your lifetime?
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About to change jobs? If you have a 401(k) account, you're at risk of getting bad information when you ask the company managing your retirement plan about your options.
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Call it generational rebellion at its finest: It seems all the gloomy retirement forecasting for boomers has been inspiring their kids to save more. Workers in Gen X and Gen Y are both starting retirement savings earlier and more likely to make automatic contributions than members of the boomer generation, according to a new survey.
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What's a worse financial plan than taking a loan from your retirement savings? Taking a loan from your retirement savings and not paying it back. Yet a growing number of Americans are doing just that, according to a new study from financial services firm Navigant Economics. Defaults on 401(k) loans totaled $37 billion in recent years.
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More 401(k) plan sponsors are offering to pay benefits in a form that guarantees a set level of monthly income, regardless of how long you live. And more employers are beginning to offer these plans,  Time's Dan Kadlec reports. "Before long your 401(k) may look a lot more like your dad's pension,"…
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401(k) plans were supposed to fill in the gap left by the decline of traditional pensions. But retirement experts largely agree that the 401(k) plan has been sort of a failure.
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Employees contributed more to their 401(k) plans in 2011, according to Fidelity Investments, and matching contributions from employers were up, too. But despite this uptick in contributions, the year-end average for Fidelity's 401(k) participants was down.
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Retirement savers, take heed"”these developments may not have made major headlines in 2011, but they're still important to your retirement planning efforts. And while a diet high in sodium does increase heart disease risk, even more important is the ratio of sodium to potassium in your diet.
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Savings Up, Market Down: Workers are putting more money into 401(k) retirement savings accounts, the stagnant economy notwithstanding. A recent survey from Mercer Workplace found 41 percent of 401(k) holders had increased contributions to their plans in the previous year (up from 31 percent in…
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A new study published in the British medical journal Lancet says a host of factors, such as Medicare reimbursement, location and the availability of hospital beds, weigh more heavily on a doctor's decision to operate than a patient's needs, wants or whether surgery will improve their quality of life. And a growing number of 401(k) plan participants are bringing lawsuits against their employers (who administer the plans) for allowing poorly-performing and/or overly-expensive funds into their retirement portfolios.
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