Q: My husband will not quit spending. He has purchased several vehicles, only to trade them in for less than we owed on them. During our 18-year marriage, we have refinanced our house six times to pay off loans and credit cards. When we refinanced this last time, I refused to pay any of his credit cards or loans off. I would not have even considered refinancing again, but the low rates were appealing.
The special 2012 "Fall Into Savings" Challenge is now history, and it indeed made some history, with a record number of more than 5,600 individuals now registered in the Savings Challenge group. Who knew there were so many cheapskates out there? This month-long Challenge, which ended on Oct. 28, was all about finding simple, creative ways to save money. So simple, in fact, you might say you just "fall into" these money-saving methods (get it?).
It's true what they say: Bad habits are hard to break. But the good news is that breaking many bad habits will not only make you happier, and maybe healthier, but richer too.
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