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It’s that time of year again: Medicare Open Enrollment. Open enrollment is the one time of year when you can re-evaluate your Medicare health and prescription drug plans and switch to ones that offer better coverage or save you money. By now you should have received your Annual Notice of Change…

When I was 8 years old, my teacher told my parents that I was failing third grade, that I was mentally retarded (a label used frequently in those days) and that I was essentially unteachable.