Nowadays, you’re lucky to find a publication that really gets you. Millennial women have Buzzfeed and Refinery 29 and Boomer women have AARP The Magazine. But for the Gen X Woman, the search may not be easy.
Planning summer vacation has its headaches. But enjoying it can cause the migraine of identity theft. Being from out of town means being out of your element – and makes you more vulnerable to scams. Here’s how to protect yourself.
While breach-fatigued retailers work to reduce the theft of their customers’ plastic-payment data, scammers have turned their focus to stealing card details at the ATM.
In an era in which online accounts can be cracked with sophisticated software or a hacker’s ingenuity, taking an extra step when you log in can give you miles in added protection — even when using “strong” passwords.
Since debuting in late October, Apple Pay has certainly proved to be easy, convenient and popular. Upstaging previous efforts by Google, eBay and various start-ups, the latest mobile-wallet venture is now accepted at some 700,000 locations across the United States and has 2,500 partnering banks and institutions.
Recent research shows that most African Americans/blacks age 50-plus use financial products, such as checking accounts and savings accounts. But only 1 in 10 use retirement planning products, such as a 401(k) plan or individual retirement account (IRA). Millions of Americans haven’t saved any money for their golden years, and millions of others haven’t saved nearly enough. According to the Federal Reserve, the median balance of retirement accounts totals less than $60,000, and many African Americans/blacks have saved even less.
I still remember how proud I was to open my first checking account. Even better: getting my work permit when I turned 16, and then going to the grocery store and saying, "I'd like to cash a check." Pre-ATM days required some planning.
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