A friend sent me the following article from the USA Today insert of his local paper. The article proclaimed “ The 60/40 stock-and-bond portfolio mix is dead in 2016” and went on to explain that with bond interest rates near historical lows, one should reach for higher returns by taking more risk with stocks. The article quoted one adviser who suggested investors in their 60s invest 70 to 80 percent of their portfolio in stocks.
Nuisance calls are the top complaint to the Federal Trade Commission and many state attorney general offices. How can you block them, beyond listing your number on the Do Not Call registry, which is ignored by scammers making live and automated calls?
News last week that a North Carolina woman died in a head-on car crash while posting selfies and Facebook updates brings home the hope for "connected cars." More cars connected to the Internet, the argument goes, would help, not distract, drivers. With hands-free, eyes-on-the-road communication and entertainment as the norm, we might hear fewer such horror stories.
Four or five years ago, some time after I decided to bite the technological bullet and get fiber-optic broadband phone and Internet service at home, I gave up my "analog" - copper wire - telephone line.
There's an app for that - but usage by older adults is stalled. Boomers and beyond have the spending power, but they aren't snapping up tablets and smartphones. Pew's latest smartphone numbers tell the story - smartphone usage has not grown beyond 11% among the 65+. And tablet ownership, despite many cute stories, has only grown to 13%. Yet you and I both know that that these phones and tablets provide significant utility, from easy access to discounts and savings to calculating insulin levels to preserving information. That is, the utility exists for those that have the phones.
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