Treasury bond
A friend sent me the following article from the USA Today insert of his local paper. The article proclaimed “ The 60/40 stock-and-bond portfolio mix is dead in 2016” and went on to explain that with bond interest rates near historical lows, one should reach for higher returns by taking more risk with stocks. The article quoted one adviser who suggested investors in their 60s invest 70 to 80 percent of their portfolio in stocks.
Online Bill Pay
En español | Sure, buying holiday gifts with cash or debit cards avoids interest charges and forces you to stay within a budget to prevent overspending. Occasionally, cash purchases may even qualify you for a discount when merchants can avoid paying transaction “swipe” fees.
Rainy day savings
While waiting in line last week at Starbucks, I realized that I was the only “guest” ordering black coffee — not a grande, no-foam macchiato concoction — and the only person using cash. The mostly millennial customers were flashing a smartphone app or swiping credit or debit cards.
Using debit card at retail store
Worried about data breaches but still prefer to use your debit card? You’re not alone.
121214_CCProtection
Think you’re safer paying with cash? Not always. For instance, holiday shopping means mall pickpockets are on the prowl.
payday-thumb-4
Ace Cash Express, one of the nation's largest payday lenders, has agreed to pay a $10 million settlement over its collection practices.
IMG_5141-225x300
Three college roommates who bought an old couch for $20 at a Salvation Army store in New Paltz, N.Y., had the surprise of their lives when they found $40,000 in cash hidden inside.
Writing a check
Even in this age of high-tech trickery, one classic con continues strong: The gotcha that results from any number of scams that involves a fake check or money order.
Wallet with dollar bills
Open your wallet. Pull out a dollar bill. You've just touched more than 3,000 bacteria that have been linked to stomach ulcers, acne, pneumonia and staph infections.
stash
It's always a pleasant surprise when you dig an old jacket out of the closet and find a dollar in the pocket. Multiply that feeling by, oh, about 98,000, and you might begin to imagine how Noah Muroff, a rabbi in New Haven, Conn., felt the other day.
Search AARP Blogs