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One morning last June, Colorado mom Patricia Byrne went online to read her Canton, Mass., hometown newspaper. What she read changed her life: an obituary for a 26-year-old young man who was a childhood playmate of her children. The cause of death: heroin overdose.
Some people take a fitness class before heading to work. Others jog a mile or two. Jennifer Kenealy, 45, gets her morning workout by hauling boxes of children’s books to schools, recreation centers, youth-focused nonprofit organizations and other sites. These are spots where children of low-income families congregate as part of Alexandria Book Shelf (ABS), a citywide literacy program run by the uber-creative DreamDog Foundation.
With all the family vacations, reunions, weddings, kids home from school and just plain family fun, next to the holidays, the summer is probably the best time of year for family gatherings.
We all want our children to be successful and happy. And though being financially fit won’t make anyone happy in and of itself, it can at least take away money stresses and allow the kids to pursue happiness. Just in time for Financial Literacy Month, three journalists from the Wall Street Journal offer 10 great tips in the video below.
Whether your children are 14 or 40, if you are at or near retirement age you must have a conversation about money. The conversation should be age-appropriate, and designed not to frighten, but to inform. Still, 13-year-olds need to know how much college you can afford for them, and 30-year-olds should have a sense of how much money you will have to support yourself when you will retire and what kind of help you may need from them.
Sonny has bad credit and needs a small business loan. Of course you want to help, but can you make the payments or afford losing collateral if he defaults? Your daughter is going through a divorce and she needs the security deposit for her new apartment. If you give it to her, can you count on her to pay it back?
When Joan and John Vatterott retired to Naples, Fla., nearly 10 years ago, they volunteered with the Guadalupe Center, a nonprofit that supports 1,100 children in the nearby town of Immokalee, a low-income community with one of the largest populations of crop pickers in the country.
While the fond memories of family and festivities are still fresh enough to make us smile, let’s commit to spending time with family, friends and loved ones beyond the holidays. And, in the year ahead, let’s not forget to specifically spend time with young people.
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