Silence is golden, at least for scammers.
Online Fraud
Eric Schneidewind, AARP Board Member
Online fraud
The difference between computer users who get scammed and those who don't often comes down to a simple checklist: In just-released research, AARP identifies 15 particular behaviors, life situations and knowledge attributes that significantly increase vulnerability to online fraud.
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Maybe you are among the 110 million Target shoppers whose payment card or personal information was hacked during the recent holiday shopping season. Perhaps you are one of the 1 million-plus Neiman Marcus customers whose data was exposed in a 2013 breach just recently announced.
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As the year closes, leading online security vendors are looking into their crystal balls - or rather, reviewing recent trends of trickery - to predict the top cyber scams of 2014. Some notables worth a mention:
As many as 508,000 American jobs have been lost to cybercrime, the hacking of computer networks to find confidential information and disrupt service, a new report says.  Armed with stolen data, foreign companies are able to better compete in world markets against American companies, leading to job reductions in the United States. Service disruptions, lowered consumer trust and higher costs of computer security also drag the American companies down.
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