fixed income

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One of the saddest messages I am most often required to deliver to new clients is that their bond income is merely an illusion, and a tricky one at that. In fact, in most cases, their actual income is a tiny fraction of the amount shown in their brokerage statement. If you own individual bonds (not…
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I often hear that interest rates are awful and that it's the worst time ever for retirees needing to live on fixed income. Yet when you look at after-tax, inflation-adjusted returns, a different picture emerges.
First the bad news: Gasoline prices are at a summertime high.
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