Necessary but Insufficient: Addressing Disparities in Inflation-Driven Financial Adversity Requires Advancing Policies that Build Savings
This is the second blog in the ‘Savings and the Economy’ series which provides data-driven insights on the implications of economic instability for household savings and discusses policies that strengthen financial wellbeing.
One of the saddest messages I am most often required to deliver to new clients is that their bond income is merely an illusion, and a tricky one at that. In fact, in most cases, their actual income is a tiny fraction of the amount shown in their brokerage statement. If you own individual bonds (not…
I often hear that interest rates are awful and that it's the worst time ever for retirees needing to live on fixed income. Yet when you look at after-tax, inflation-adjusted returns, a different picture emerges.
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