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The recent government shutdown served as a very public reminder of a widespread reality in urgent need of solutions: far too many American families are a paycheck away from financial distress

2013 was a rough year for the Equal Employment Opportunity Commission.

If YouTube and Facebook had an "Amen" button, Americans fed up with the government shutdown would probably be weighing in about this video of Senate Chaplain Barry C. Black, pointing out lawmakers' hypocrisy, unreasonableness, smugness and selfishness - all in one tidy prayer.