When it comes to planning for long-term care, the early bird does get the worm, according to a new study: The report shows that families who anticipate their needs can save close to $11,000 a year in out of pocket expenses by planning in advance instead of waiting until a crisis.
I met my wife the old-fashioned way, at a dance where she was another guy's date. Our best friends met in a bar and discovered they had the same birthday. They've shared more than two dozen since.
Caring for a loved one with chronic or disabling conditions is a daily struggle for millions of American families. For decades, these intensely personal and family needs have generally been viewed as private issues and largely overlooked in public policy, although it would cost an estimated $450 billion to replace that care.
States are rapidly moving from fee-for-service to managed care for Medicaid long-term services and supports (LTSS). An inventory conducted for the federal government found that the number of states using Medicaid Managed LTSS grew from 8 in 2004 to 16 in 2012, and an AARP Public Policy Institute study shows 11 states planning to develop new Medicaid Managed LTSS programs in 2013.
Do the rich benefit from the welfare-based Medicaid program? Not according to much of the testimony presented at a recent hearing of the federal Commission on Long-Term Care. Here are key questions the hearing addressed:
Q: I am almost 65 years old and have never been married. My longest relationship lasted 10 months, right after I turned 40. Since then, I've done some online dating, and like the prospect of finding a partner. But I'm wondering if it's possible to find a long-term relationship at this stage of life? (You should also know that I've had five years of therapy that has made a huge difference in my life, and that my two sisters have similar histories.)
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