money-saving ideas

I think about money . .  a lot. After all, my husband and I are both over 50 and still have one daughter in college and one in high school. This is definitely not the time to waste our hard-earned money on stuff we don't need.

My philosophy on saving money is pretty simple. I don't buy what I don't need. And if I buy it and I feel guilty about it (What am I going to do with this? This is too much to spend on this!) I'll likely return it.