Oregon

Money jar with U.S. currency.  Savings, donations concepts.
Oregon is about to take a small but important first step in solving the nation’s retirement security crisis. On July 1, 2017 the state launched a pilot program of “ OregonSaves” and become first in the nation to begin a state-based IRA program.
worksave-takeaction-SQ
Innovative state solutions to America’s savings crisis are in danger. Federal overreach threatens an important Department of Labor rule that gives states flexibility to help workers save for retirement.
Molly
“People give their time to their job. They shouldn’t have to fear what happens when they’re done working.”  — Molly Sumner of Kindred Companions
Elaine-Ryan-inside-blog-image-10-19
Crisp autumn air reminds me of my elementary school days in Upstate NY – and of my Mom's hard work and dedication. My Mom worked the "vampire shift" at Tommy Tucker bakery – injecting doughnuts with jelly from 9 at night to 5 in the morning.  She'd arrive back at home in time to wake my brother, sister and me, cook a hot breakfast and send us off to school.  And, every Friday on her pay day, she'd take us to the bank to cash her check and set aside a small portion of pay in a Christmas club savings account. No matter how small the check, she always saved something for the St. Patrick's Church collection basket and something for the future.
Work-and-Save-Blog-image
How much have you saved for retirement? Five hundred dollars? Five thousand? Fifty thousand? If you have even $5 saved, you’re one step ahead of nearly half of working-age households — who have ZERO saved for retirement.
Elaine and Pop
This weekend we all had the opportunity to celebrate our fathers. As I remembered my Pop — a funny, hardworking, unselfish man — I thought about his devotion to my mom, especially during their later lives when he was her primary caregiver. He shouldered huge responsibilities that I think weighed heavily on his mind.
high-anxiety
Like Billy Joel, I frequently find myself in “A New York State of Mind.” I am a New Yorker — born, raised and educated in the Empire State. Though I no longer live there, I still call it home — which is why I was concerned by the findings of a new AARP survey released last week. The reality is, the New York state of mind is experiencing high anxiety when it comes to saving for retirement — especially Generation X, which started turning 50 this year.
Joanne
Even with her training as a nurse, family caregiver Joanne Davis says she doesn’t feel equipped to handle certain tasks as she cares for her husband. “I think of people who are in a situation who don’t have that sort of experience and I don’t know how they manage,” she says. And yet, nearly half of the 42 million family caregivers in America perform medical and nursing tasks to care for their loved ones. This can be managing medications, cleaning wounds or feeding tubes, giving injections and more. Most do this all with little or no training.
Zorro-plain
Growing up, I could tell  when my Pop was coming home from work by hearing the jingling of change in his pockets. And, every night before he sat down for family dinner, Pop would go to the basement and empty the contents of his pockets into a Zorro lunch box for safekeeping. Mom and Pop were devoted savers — Pop in his lunch box and Mom in her Christmas Club account at the bank.
home care vs nursing home
Family caregivers provide an estimated $450 billion in unpaid care annually, helping their older parents, spouses and others to live independently at home—and out of costly institutional care, often paid for by Medicaid. But now, in a number of states as governors and legislatures negotiate their state’s annual budgets, critical assistance on which family caregivers and their loved ones rely on is at risk. Proposed cuts to home care, adult day services, meals-on-wheels and more have real consequences for families.  Take Barbara and Steven.
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