oversight

Starting immediately, the federal government is making it harder for nursing homes to get top grades on a public report card, in part by increasing scrutiny of their use of antipsychotic drugs and raising the bar on an array of quality measures.

The Consumer Financial Protection Bureau wants to extend its oversight to large nonbank auto-finance companies to make sure they are not discriminating against consumers.

The Social Security Administration is struggling a bit these days. It has 57 million "customers" but no permanent director. It's absorbed stiff budget cuts in recent years, and the sequester piled on even more. Its computer systems are, relatively speaking, paleolithic.

The President has rolled out his plan to reform the financial sector.