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En español | Sure, buying holiday gifts with cash or debit cards avoids interest charges and forces you to stay within a budget to prevent overspending. Occasionally, cash purchases may even qualify you for a discount when merchants can avoid paying transaction “swipe” fees.
Hand holding up blank plastic card
Swipe a debit or credit card and all sorts of consumer protections are in place in case something goes awry. With a prepaid card, not so much.
“If you buy things you do not need, soon you will have to sell things you need.”
Magic dollar ride
Want to buy happiness? Then spend your money on an experience, like concert tickets or a trip to the U.S. Open, instead of buying new clothes or a big-screen TV.
Money in waste basket
Customers who say they don't recall authorizing their bank to provide overdraft protection on their checking accounts are getting hit with overdraft fees totaling $90 or more, according to a new report.
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