La suerte sola no es suficiente. Cómo ahorrar para tu propia olla de oro

A mi padre le gustaba compartir esta bendición irlandesa con nosotros: “Que siempre haya trabajo para tus manos. Que en tu bolsillo haya siempre una moneda o dos”. Todos buscamos la olla de oro al final del arcoíris. Pero por lo general, no tenemos la suerte de simplemente encontrarla: tenemos que dedicar nuestro tiempo, energía y determinación para ganarla. Lamentablemente, muchas personas que trabajan sin descanso durante toda su vida no tienen forma de ahorrar para su jubilación en el …

Oregon Launches Dynamic Work and Save Retirement Savings Program

Oregon’s workforce is feeling anxious about retirement – more than half don’t have a workplace retirement savings option. But the retirement landscape is changing in the state with the launch of OregonSaves. “OregonSaves is an easier way to save for retirement,” said Joyce DeMonnin, communications and media relations director for AARP Oregon. “It’s specifically for the 1 million Oregonians who don’t have a retirement option at their work.” Oregon, one of nine states that have approved AARP-backed state-based, private sector retirement …

New PSA Campaign With Ad Council Empowers Americans to Get on Track for Retirement

This week, we unveiled our new Saving for Retirement ad campaign to empower Americans to take control of their financial futures. In fact, two in five households headed by Americans ages 55-64 have no assets saved for retirement, according to the National Institute on Retirement Security. We understand that retirement planning can sometimes leave people overwhelmed, confused or even paralyzed. But what most people don’t realize is that they already have the financial know-how to tackle this challenge. That is why we …

Financial Health for All Ages

When I tell people I work for AARP, one of the first things they do is talk to me about their retirement plans, and often in terms of when they retire. More and more, however, I’m hearing about the kinds of plans they have if they retire. In many respects, working longer is something to be celebrated. We’re just beginning to understand the benefits of a multigenerational workforce, not to mention the increased personal fulfillment and even health benefits people …

Get a Power of Attorney (But Make Sure It’s Not a License to Steal)

Many of us understand that saving for retirement and for the long term is one of the most important actions you can take to ensure a secure future. So is protecting that savings. One in five older adults fall victim to some form of financial exploitation. Sometimes the loss is minor, but sometimes it can be disastrous. In a single case, the average victim loses $120,000, which is roughly the average amount of a 50-year-old’s entire retirement savings. AARP understands …

AARP Announces 2016 Capitol Caregivers and Super Savers

Across all 50 states, Washington, D.C., Puerto Rico and the U.S. Virgin Islands, AARP is fighting to help families address important day-to-day issues — from caring for a loved one to retiring with confidence. In fact, this year alone we’ve successfully fought to bring more support to millions of family caregivers and help millions of workers save for retirement. But we didn’t do this critical work alone. Progress is possible thanks to the state legislators who write, support and move …