Another Shutdown Averted, but Many Americans Still a Paycheck Away from Financial Distress

On Friday Congress passed and the President signed legislation that will prevent another partial government shutdown like the one last month that captured headlines for weeks. But beyond the headlines, the shutdown also served as a very public reminder of a widespread reality in urgent need of solutions: far too many American families are a paycheck away from financial distress. A survey by Prudential of furloughed workers, contractors, and their spouses found that during the shutdown, 40 percent borrowed money …

La jubilación de las mujeres está en riesgo

Esta semana en FinCon18 presentamos la variedad de programas e iniciativas que tenemos para ayudar a las personas en el país a planificar —e idealmente alcanzar— una jubilación segura. Incluso la embajadora financiera de AARP, Jean Chatzky, presentó en la conferencia un poderoso mensaje sobre las finanzas personales durante la próxima década. Con eso en mente, pensé en temas importantes para las mujeres en particular.El rol cambiante de las mujeres en Estados Unidos ha sido el centro de atención en …

WORK is the New Word for Retirement

In today’s world, the notion of an older person reaching their 60s and completely leaving the labor force is simply outdated. An AARP analysis of the Employee Benefit Research Institute’s 2017 Retirement Confidence Survey found that close to one-third of retirees have worked for pay since retiring, and according to a TransAmerica Center for Retirement Studies report, two-thirds of Boomers plan on (or already are) working past the traditional retirement age of 65 . . . or never retiring at …

La suerte sola no es suficiente. Cómo ahorrar para tu propia olla de oro

A mi padre le gustaba compartir esta bendición irlandesa con nosotros: “Que siempre haya trabajo para tus manos. Que en tu bolsillo haya siempre una moneda o dos”. Todos buscamos la olla de oro al final del arcoíris. Pero por lo general, no tenemos la suerte de simplemente encontrarla: tenemos que dedicar nuestro tiempo, energía y determinación para ganarla. Lamentablemente, muchas personas que trabajan sin descanso durante toda su vida no tienen forma de ahorrar para su jubilación en el …

Luck isn’t Enough – How to Save for Your Own Pot of Gold

My Pop was fond of sharing this Irish Blessing with us – May there always be work for your hands to do. May your purse always hold a coin or two. We’re all searching for that pot of gold at the end of the rainbow. Most of the time, though, we aren’t lucky enough to just find it; we have to put our time, energy, and determination into earning it. Unfortunately, many Americans who work tirelessly throughout their lives have …