Black History Month is celebrated throughout February to honor many mission-driven individuals who made or are making lasting contributions to the United States.
Let’s face it, for most of us one of the biggest obstacles to saving is that sometimes there isn’t enough paycheck at the end of the month. Even for those of us who educate people about managing their finances, it can get hard when the budget is already stretched thin. Here are a few ways to get you started.
Did you know that June 18 is National Splurge Day? I kid you not. It's the one day of the year when it's officially OK to pull out all the stops and indulge yourself, assuming that that's not already your standard operating procedure when it comes to spending money the other 364 days of the year.
Since gas prices in most parts of the country have once again dropped below $4 per gallon (the national average is currently just under $3.50 per gallon for regular unleaded), now is a perfect time to start what I call a "$4 a Gallon Savings Club."
The special 2012 "Fall Into Savings" Challenge is now history, and it indeed made some history, with a record number of more than 5,600 individuals now registered in the Savings Challenge group. Who knew there were so many cheapskates out there? This month-long Challenge, which ended on Oct. 28, was all about finding simple, creative ways to save money. So simple, in fact, you might say you just "fall into" these money-saving methods (get it?).
It's true what they say: Bad habits are hard to break. But the good news is that breaking many bad habits will not only make you happier, and maybe healthier, but richer too.
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