La jubilación de las mujeres está en riesgo

Esta semana en FinCon18 presentamos la variedad de programas e iniciativas que tenemos para ayudar a las personas en el país a planificar —e idealmente alcanzar— una jubilación segura. Incluso la embajadora financiera de AARP, Jean Chatzky, presentó en la conferencia un poderoso mensaje sobre las finanzas personales durante la próxima década. Con eso en mente, pensé en temas importantes para las mujeres en particular.El rol cambiante de las mujeres en Estados Unidos ha sido el centro de atención en …

Women’s Retirement at Risk

This week at FinCon18 we’re showcasing the many programs and efforts that we have to help Americans plan for – and ideally achieve – a secure retirement. AARP’s Financial Ambassador, Jean Chatzky, is even delivering a powerful keynote at the conference on big themes in personal finance over the next decade. With that in mind, I got to thinking about big themes for women in particular.The ever-changing role of American women has been front and center the past few years. …

Social Security, Medicare Anniversaries Remind Voters of Important Issues in Pivotal Election Year

This summer marks another successful anniversary for Social Security and Medicare as Social Security turns 83 and Medicare turns 53. Social Security and Medicare remain critical to the economic and health security of Americans, and although the programs remain strong, challenges lay ahead for the long term. We can and must find bipartisan solutions to strengthen these vital programs, ensuring they can meet their promise for current and future generations. With regard to Medicare, we need to take further steps …

Trabajo y ahorro: es hora de una solución innovadora

La fuerza laboral actual es muy diferente a la de hace una década. El rápido crecimiento de los empleos propios de la “economía colaborativa” (conductor de Uber, empleado independiente o de temporada) implica una cantidad menor de trabajadores con acceso a los planes jubilatorios por medio de su lugar de empleo. De hecho, la mitad de los empleados en Estados Unidos no tienen manera de ahorrar para su jubilación por medio de su sueldo, y el sector privado no ha …

Work & Save: It’s Time for an Innovative Solution

Today’s workforce looks drastically different than it did even a decade ago. A swift rise in alternative “gig economy” jobs (like Uber drivers, freelancers, and seasonal workers) means fewer workers have access to workplace retirement plans. In fact, half of American workers have no way to save for retirement out of their regular paycheck, and the private sector has failed to fill this gap over the last 40 years. But, we know people are 15 times more likely to save …

Representative Payees and Social Security

Representative Payees Provide Vital Support to Millions of Social Security Beneficiaries Connie, 86, lost her husband, Joe, to cancer a few years ago. Without children or other family members to help, and dealing with her own dementia-related challenges, she’s finding it increasingly difficult to manage her day-to-day finances and expenses, which she pays almost exclusively with her monthly Social Security income. She recently received a letter from her bank saying there were insufficient funds in her checking account to cover …