suzan haskins

DiosEstaAqui
On a hill above Cotacachi, at a bend in the road overlooking an impossibly green valley, someone has painted a sign on a post. It says " Dios esta aqui." God is here. No matter what your religious beliefs, this place makes you believe in a higher power.
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My husband, Dan, and I will soon celebrate 11 years of living the expat life. We've lived in seven different locations (in Mexico, Nicaragua, Panama and Ecuador) and spent a considerable amount of time in many, many more - especially Belize and Costa Rica.
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No matter what happens this November or in the four years that follow, one thing is for sure: your Medicare coverage won't be going with you should you decide to  retire overseas.
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In a previous blog post, I wrote about one of the key perks of living in Latin America - affordability.
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This year, 2012, marks the first year since 2009 that U.S. retirees will finally see a cost-of-living adjustment ( COLA) of +3.6 percent in their Social Security benefits.
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I first met Laura and Joel (not their real names) a decade ago on the shores of Mexico's Lake Chapala where they were vacationing. He was retired and she was happily working as a network television sales executive. He wanted her to quit her job and move to Mexico with him and she was having none of it.
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"I don't like being called an ex-patriot," my friend Jack said. He's a former elected official and about as red-white-and-blue as they come. His wife is a former trial judge. But now they're retired and living in Ecuador...for the adventure, the pleasurable lifestyle, and the lower cost of living.
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"What do you miss the most from home?"
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The following is a guest post from Suzan Haskins.
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