travel insurance
You’re having a great trip and then, boom, you fall off your bicycle and break your leg. Just ask Secretary of State John Kerry, who did just that in France recently and had to cancel the rest of his European diplomatic trip.
Here is a story from the Wall Street Journal today that discusses the inclusion of a long-term care benefit in the House bill. It's a program that would pay cash to people who become disabled by way of premiums deducted from employee's paychecks - but of course, employees would have the option to opt out of the program. The provision is meant to help with the problem that not many people have long-term care insurance if they need home care or to be in a nursing home. Medicare does not include long-term care benefits.
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