Health care is full of confusing jargon. It includes terms like fee-for-service, accountable care organization, dual eligibles, and bundled payments—to name only a few.
Medicare has been slow to adopt telehealth services such as videoconferencing with a physician, remote patient monitoring, or the sharing of digital medical images with a specialist located miles away. But that’s about to change for some 20 million Medicare beneficiaries who are enrolled in the program’s private plans, known as Medicare Advantage (MA) plans.
Medicare Advantage (MA)—Medicare’s private plan option that now covers a third of all Medicare beneficiaries—has long offered extra benefits in addition to those covered by traditional Medicare. Known as supplemental benefits, these services have commonly included dental, vision, and hearing coverage.
On August 1, the Trump Administration released a final rule that will allow insurance companies to offer cheaper “short-term limited duration” health plans for longer periods of time.
Court Challenge to Health Care Law a Major Threat for Older Adults and People with Preexisting Health Conditions
Efforts to repeal the new health law continue. A new threat has emerged in the form of a court challenge, Texas v. United States, asserting the law is unconstitutional and should be struck down. With support from a recent brief filed by the Department of Justice (DOJ), this challenge pierces the heart of the law’s core protections that were put in place to ensure older adults and people with preexisting conditions have access to comprehensive and affordable health care.
You might have thought that efforts to unravel the Affordable Care Act (ACA) were over, but newly proposed regulations and legislation are once again threatening to have similar harmful effects for older adults ages 50-64 who rely on individual market coverage.
Thought the debate over the health law was over? Not quite. Yes, Congress has shifted its focus from health care to tax reform over the past couple months. But health care faces new threats under the latest proposed tax legislation.
Federal subsidies, known as cost-sharing reductions (CSRs), have been critical to ensuring that over 2 million lower-income adults ages 50 to 64 who purchase coverage through health insurance Marketplaces can afford health care.  Despite the subsidies’ crucial role, the Administration announced yesterday that it will terminate payments for CSRs. The announcement—which comes less than 3 weeks before millions of Americans who buy insurance on the individual market start shopping for 2018 health coverage— is bad news for older adults and people of all ages.
We already know that health insurance legislation known as the American Health Care Act (AHCA) is a bad deal for older Americans ages 50-64. For people who purchase coverage on their own in the individual (nongroup) market and are not yet eligible for Medicare, the bill would significantly increase premiums for all older adults and spike costs dramatically for lower- and moderate-income older adults.
Did you know that over 3 million older adults ages 50-64 rely on Affordable Care Act (ACA) tax credits to purchase health coverage? In fact, pre-ACA, almost half of them were uninsured.
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