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News To Know: Paper Or Plastic

One of the many reactions people tend to have in tough times is resorting to cash instead of credit. This is particularly the case when dealing with a credit crisis and a lack of liquidity in the market place. Case in point, a new survey shows that 39% of people have reduced their credit card usage. You may be wondering what the big deal is. Well for just one example, think about the damage this does to online retailers who can't take cash. Have you hid your credit cards away in favor of good old-fashioned greenbacks? Next thing you know, we might be saving our money here:

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