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David John

David C. John is a senior strategic policy advisor at the AARP Public Policy Institute. His areas of expertise include retirement savings, pensions, and annuities. Read his full biography.
Today’s financial markets are frightening. Here are a few thoughts to help you weather this crisis and come out stronger than before.
U.S. taxpayers could save almost $33 billion over the next 15 years if every state established a state-facilitated retirement savings plan for small-business employees, according to a new report from the University of Maine. While most of the savings would come from reduced costs paid by the…
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Final Department of Labor (DOL) regulations have opened the way for the largest expansion of retirement plan coverage in several decades. The regulations provide much-needed guidance to states that want to establish state-sponsored automatic IRA plans for small-business employees. Earlier, DOL…
Retirement
Individuals need better information to know how much to save for retirement. A good place to start is to provide them with a projection of their total retirement income that includes the monthly income they can reasonably expect from their retirement savings and their Social Security benefits. This…
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Automatic enrollment for retirement saving is both effective and popular among all income, gender and ethnic groups. It has increased participation, helped people to both start saving earlier and to make appropriate investment choices.This mechanism would be even more useful, especially for younger…
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After nearly a decade where the United Kingdom has been the gold standard for retirement savings policy, it is about to take a step that it may regret.
A soon-to-be- proposed regulation from the Department of Labor could help people understand how much monthly income they can count on their savings to provide in retirement
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