June is Adopt-a-Cat Month so if you are considering becoming a cat owner, adopting a cat or kitten from an animal rescue shelter is the most humane and economical approach to cat ownership.
The saying goes: "A fool and his money are soon parted." But even folks who pride themselves on being financially savvy sometimes have trouble saying 'No' to lending money to family and friends - even when they can't afford to do so.
A recent survey by the National Retail Federation found that six out of 10 people want to receive gift cards under the tree this Christmas. Count me among those folks who enjoy the flexibility of giving and receiving gift cards.