Have You Thought About Your Digital Afterlife?

Close to 90 percent of American adults are connecting to the internet, and in the process they are accruing a vast number of digital assets. This can include files (e.g., emails, photos, videos and documents) as well as accounts (e.g., financial, business, social media, email, retail shopping and cloud storage). Yet many Internet users have not thought about what will happen to their digital estates when they die or are no longer capable of managing them. Why internet users should …

New Home Alone Alliance Video Series Brings Together AARP and VA to Support Family Caregivers

In 2016, AARP launched the Home Alone Alliancesm in collaboration with the United Hospital Fund, the Family Caregiver Alliance and the Betty Irene Davis School of Nursing at the University of California at Davis. The Home Alone Alliancesm is a collaborative that brings together partners from the public, private and nonprofit sectors to create solutions that support family caregivers. AARP partnered with the U.S. Department of Veterans Affairs (VA), a Home Alone Alliancesm member, to release a video series instructing …

The Fierce Urgency of Now: How $880 Billion in Cuts to Medicaid Could Hurt Us All

If you have protection against future catastrophic out-of-pocket costs for basic life functions, consider yourself lucky. The vast majority of people in the United States don’t. Yet the reality is that there’s a 52 percent chance that someone turning 65 today might develop a severe disability requiring long-term services and supports (LTSS)—that is, help with such functions as eating, bathing, dressing and toileting. For more extensive care, the cost can surpass $250,000 for those over the age of 65 — …

Job Numbers Rise but Labor Force Participation of Those Ages 55+ Holds Steady

  Employment overview for those ages 55+ The monthly Employment Situation Report from the Bureau of Labor Statistics (BLS) shows the economy added 235,000 jobs in February 2017. While the number of those ages 55-plus who are employed rose slightly in February, this age group’s labor force participation rate (i.e., the percentage of the population that is either working or actively seeking work) held steady at 39.9 percent. The labor force participation rate of persons ages 55 and older has …

Proposed Tax Credits Raise Affordability Concerns for Older Adults

Did you know that over 3 million older adults ages 50-64 rely on Affordable Care Act (ACA) tax credits to purchase health coverage? In fact, pre-ACA, almost half of them were uninsured. These credits help older adults with low to moderate incomes offset some or all of the cost of their health insurance premiums. They are a critical form of financial assistance for those without access to health insurance through an employer or public program. The American Health Care Act …

Preserving Access to Home- and Community-Based Services Through Community First Choice

An important AARP study shows that an overwhelming majority of people would like to remain in their homes and communities for as long as possible. Personal care services, such as assistance with bathing, eating and dressing, are critically important to helping older adults and people with disabilities of all ages live independently and avoid costly nursing facility placements. Medicaid plays a critical role in providing this support. It is the largest public payer of long-term services and supports (LTSS), including …