Building Capacity to Provide Behavioral Health Services to Dual Eligibles

The Centers for Medicare & Medicaid Services (CMS) launched the Financial Alignment Initiative (the Initiative) to improve the quality of care received by low-income adults who are eligible for Medicare and Medicaid — known as dual eligibles. Many of these individuals have unmet behavioral health needs, ranging from mild depression to serious mental illness, like schizophrenia and bipolar disorder. A recent update on the Initiative presented to the Medicare Payment Advisory Commission highlighted four challenges to providing behavioral health services …

Savers Need a Projection of Their Full Retirement Income

Individuals need better information to know how much to save for retirement. A good place to start is to provide them with a projection of their total retirement income that includes the monthly income they can reasonably expect from their retirement savings and their Social Security benefits. This combined estimate needs to be on one statement. Fifty-nine percent of U.S. savers in one poll reported being very or moderately afraid that they will not have enough money in retirement. That …

Helping Banks Stop the Financial Exploitation of Older Americans

As a teenager, I was friends with an amazing woman named Kaye. She was a nurse during World War II, and after the war, she and her husband — a baron of Poland — worked with Radio Free Europe to help bring freedom to people trapped behind the Iron Curtain. During the time that I knew her, Kaye was the victim of several instances of financial exploitation. She had poor eyesight, which made it easier for people to take advantage …

Hispanics’ Expectations and Planning for Long-Term Services & Supports: 5 Key Points You Should Know

  America, as we know it, is changing. There were 55 million Hispanics in the United States in 2014, accounting for 17.3 percent of the total population. This population will more than double to over 110 million and, as a group, Hispanics will account for 21 percent of the U.S population age 65 and older by 2060. These demographic changes have important implications for meeting the needs and preferences for individuals who need long-term services and supports (LTSS) — assistance …

The Growing Racial and Ethnic Diversity of Older Adults

I live in Fairfax County, Va., where the population is extremely diverse and aging. This county is a large suburb of Washington, D.C. More than 1 out of every 4 county residents 70 years or older speak a language other than English at home. Of those speaking another language, 1 out of 6 do not speak English. My home county is a window into what the older population in the U.S. will be in the future. The following numbers tell …

Explaining the Evidence: Do Drugs Like Nexium Increase Your Risk of Dementia?

A recent study linked some popular drugs used to treat heartburn and peptic ulcers to an increased risk of dementia.  While the study findings are concerning, consumers should be mindful that media reports do not necessarily present the full picture. Here is a breakdown of what the study actually shows: The Study Researchers wanted to know if proton pump inhibitors (PPIs), drugs commonly used to treat heartburn and peptic ulcers, were associated with dementia among older adults. Better known by …