Guard Your Home Equity With Your Life

Home ownership is the foundation of middle-class wealth. The home equity asset is created when mortgages are paid down. It represents the difference between what your house is worth and what you owe on your mortgage. African Americans are less likely to own homes than others — fewer than half of all African Americans own their homes, compared with 66 percent for others. With fewer assets, however, we often have more pressure to tap into home equity than others. >> …

Time to Have That Talk With Your Children About Money

Whether your children are 14 or 40, if you are at or near retirement age you must have a conversation about money. The conversation should be age-appropriate, and designed not to frighten, but to inform. Still, 13-year-olds need to know how much college you can afford for them, and 30-year-olds should have a sense of how much money you will have to support yourself when you will retire and what kind of help you may need from them. Lots of …

Lending to Relatives? What You Need to Consider

Sonny has bad credit and needs a small business loan. Of course you want to help, but can you make the payments or afford losing collateral if he defaults? Your daughter is going through a divorce and she needs the security deposit for her new apartment. If you give it to her, can you count on her to pay it back? Auntie wants to go to Las Vegas and has asked her children, nieces and nephews to pitch in so …

Blacks Experience Blindness Most Often, but We Can Change Those Stats

A. Peter Bailey, a noted journalist in Washington, had worn glasses since he was 21 — for more than 50 years. But gradually, even with glasses, his vision became dim and he could hardly see people from a distance. Six years ago, Bailey had cataracts removed from his eyes. “Now that I’ve had the surgery I’ve only had to wear glasses when I’m reading,” he says. Get the latest tips on staying healthy — AARP Health Newsletter » It happens all …

A Salute to the Women Fighting to Maintain Voting Rights

On Bloody Sunday, March 7, 1965, the Alabama State Police spared no activists — not even the women — on Selma’s Edmund Pettus Bridge. They, too, were knocked to the ground, trampled by horses and struck by batons, just like the men — all for standing for the rights of African Americans to vote. As America continues to commemorate the nobility of all of the activists credited for the Voting Rights Act of 1965, Women’s History Month is also an …

At 103, Selma Marcher Shows Us All How to Live

The “Bloody Sunday” 50th anniversary march was an event that inspired people across America to stand for justice wherever injustice prevails. In that regard, among the greatest inspirations at the March 7 commemoration was 103-year-old Amelia Boynton Robinson, a foot soldier who marched with Dr. Martin Luther King Jr. Who would have thought that this heroine, knocked unconscious by the Alabama State Police during the original Bloody Sunday protest, would return 50 years later, marching in a wheelchair alongside Barack …