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Thinking Policy

The Inflation Reduction Act (IRA) of 2022 includes many provisions designed to address high prescription drug prices and related out-of-pocket costs. One of the most notable changes allows Medicare to negotiate the prices of certain high-cost prescription drugs, which is expected to save Medicare…
This week the Supreme Court is hearing oral arguments in Braidwood v. Kennedy, a case challenging the requirement for private health insurers to cover certain recommended preventive health services with no cost-sharing. AARP previously examined the implications of the case, finding that more than…
Access to an employer-based, payroll-deduction retirement savings plan plays a key role in allowing people to save for the future. Yet nearly half of American workers, or about 56 million, do not have access to such a plan. To address this challenge, in recent years a growing number of states have…
A recent AARP study sheds light on barriers that stand in the way of adopting potentially helpful financial technology apps, or fintech.
For the 5.6 million adults ages 50 to 64 who are uninsured, this Open Enrollment Period offers an important opportunity to get coverage for 2024. For the over 5 million older adults already enrolled in individual coverage, it’s a good time to compare plan benefits, providers, and prices to find the best plan for them.
Given the ever-rising cost of health care in the United States, many consumers are turning to medical credit cards, which may offer a convenient payment method, but those same cards also expose them to high-cost debt and financial risk.
What prescription assistance is available to native elders—members of federally recognized tribes ages 50 and older.
Older workers must not be left behind as rapidly evolving technologies create new industries and occupations.
Medicare Savings Plans (MSPs) are state-run programs that help low-income Medicare beneficiaries afford health care by paying all or part of their Medicare costs such as premiums and copays. However, applying can be burdensome and many people who are eligible for MSPs are not enrolled. A new CMS rule aims to address this challenge by making a number of changes to help streamline the application process.
Drug formularies play a large role in health care access, whether consumers know it or not. A drug formulary is a complex, multi-layered tool used to manage the safe and appropriate use of prescription drugs.
Recent evidence indicates a sharp increase in consumer complaints about the marketing and sales of health insurance plans under Medicare Advantage (MA), Medicare’s private-plan option.
Here's how the loss of millions of workers from the labor force over the last few years is influencing today's workplace.
Medicare just announced the first set of Part D drugs that will be subject to negotiation, and the resulting negotiated prices will become available in 2026.