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Thinking Policy

Access to an employer-based, payroll-deduction retirement savings plan plays a key role in allowing people to save for the future. Yet nearly half of American workers, or about 56 million, do not have access to such a plan. To address this challenge, in recent years a growing number of states have…
In a recent AARP focus group, Malcolm (name changed for privacy), a 64-year-old man with health insurance through his employer and a preexisting condition, shared how over the course of a year, he received two low-balance medical bills he couldn’t afford to pay. The bills went to collection, which…
New AARP research finds that about half of American working adults, or about 56 million people, lack access to a payroll-deduction workplace retirement savings plan, making it much more difficult for them to save for retirement. Small business employees, workers with low-to-moderate earnings, and…
Given the ever-rising cost of health care in the United States, many consumers are turning to medical credit cards, which may offer a convenient payment method, but those same cards also expose them to high-cost debt and financial risk.
What prescription assistance is available to native elders—members of federally recognized tribes ages 50 and older.
Older workers must not be left behind as rapidly evolving technologies create new industries and occupations.
Medicare Savings Plans (MSPs) are state-run programs that help low-income Medicare beneficiaries afford health care by paying all or part of their Medicare costs such as premiums and copays. However, applying can be burdensome and many people who are eligible for MSPs are not enrolled. A new CMS rule aims to address this challenge by making a number of changes to help streamline the application process.
Drug formularies play a large role in health care access, whether consumers know it or not. A drug formulary is a complex, multi-layered tool used to manage the safe and appropriate use of prescription drugs.
Recent evidence indicates a sharp increase in consumer complaints about the marketing and sales of health insurance plans under Medicare Advantage (MA), Medicare’s private-plan option.
Here's how the loss of millions of workers from the labor force over the last few years is influencing today's workplace.
Medicare just announced the first set of Part D drugs that will be subject to negotiation, and the resulting negotiated prices will become available in 2026.
Telehealth visits are medical care appointments conducted remotely by video or telephone rather than in-person in a doctor’s office or other traditional setting.
At the heart of proposed Medicaid regulations now under consideration at the federal level is the need to ease the cumbersome and confusing processes to both apply for program benefits and keep them. The changes would affect the millions of individuals already enrolled in Medicaid and Medicare Savings Programs (MSPs) as well as help more people qualify.