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Thinking Policy
Access to an employer-based, payroll-deduction retirement savings plan plays a key role in allowing people to save for the future. Yet nearly half of American workers, or about 56 million, do not have access to such a plan. To address this challenge, in recent years a growing number of states have…
In a recent AARP focus group, Malcolm (name changed for privacy), a 64-year-old man with health insurance through his employer and a preexisting condition, shared how over the course of a year, he received two low-balance medical bills he couldn’t afford to pay. The bills went to collection, which…
New AARP research finds that about half of American working adults, or about 56 million people, lack access to a payroll-deduction workplace retirement savings plan, making it much more difficult for them to save for retirement. Small business employees, workers with low-to-moderate earnings, and…
Recent federal actions improve access to affordable health insurance.
A payment pause and expanded employer assistance help some borrowers tackle their student loans, although others are left out.
Student loan debt was never meant to last a lifetime or become a threat to retirement security. Yet today, borrowers frequently wind up carrying it into retirement, long beyond their working years.
Many of the trends that informed predictions about the future US workforce have reversed during the pandemic. Now economists wonder how workers across multiple generations will bear the pandemic's effects into the next decade.
The temporary removal of the EITC age restriction would be a long-overdue change that should be made permanent.
Transportation experts foresee a future in which shared mobility and autonomous vehicles (AVs) set off a revolution in the transportation sector.
Fifteen years ago, this week, we proposed the Automatic IRA as a way to boost retirement saving among the multitudes of American workers – now numbering roughly 55 million – who have no retirement plan at work.
It's time for a national vision for housing, with policies that make housing more affordable and account for both historic disparities and changing population needs.
Health coverage is unaffordable for many older adults. Extending tax credits would help.
The TDS is vital to facilitating the integration of human services transportation with emerging MaaS platforms.
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