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Thinking Policy
The Inflation Reduction Act (IRA) of 2022 includes many provisions designed to address high prescription drug prices and related out-of-pocket costs. One of the most notable changes allows Medicare to negotiate the prices of certain high-cost prescription drugs, which is expected to save Medicare…
This week the Supreme Court is hearing oral arguments in Braidwood v. Kennedy, a case challenging the requirement for private health insurers to cover certain recommended preventive health services with no cost-sharing. AARP previously examined the implications of the case, finding that more than…
Access to an employer-based, payroll-deduction retirement savings plan plays a key role in allowing people to save for the future. Yet nearly half of American workers, or about 56 million, do not have access to such a plan. To address this challenge, in recent years a growing number of states have…
Employment overview for those ages 55+
Did you know that over 3 million older adults ages 50-64 rely on Affordable Care Act (ACA) tax credits to purchase health coverage? In fact, pre-ACA, almost half of them were uninsured.
An important AARP study shows that an overwhelming majority of people would like to remain in their homes and communities for as long as possible. Personal care services, such as assistance with bathing, eating and dressing, are critically important to helping older adults and people with…
Many of us understand that saving for retirement and for the long term is one of the most important actions you can take to ensure a secure future. So is protecting that savings.
In 2016, an estimated 5.4 million Americans had Alzheimer’s disease, the most common form of dementia. And while people of all ages can have dementia, 8.8 percent of adults age 65 and over have the disease.
Medicaid is the country’s largest public health insurance program, providing access to needed health care and long-term services and supports (LTSS) to millions of low-income Americans, including more than 17 million children with disabilities, adults with disabilities, and poor seniors.
Screening for osteoporosis among high-risk populations, including postmenopausal women, is essential. Women found to have low bone density due to osteoporosis or osteopenia (a precursor to osteoporosis) can reduce their risk of future bone fracture with lifestyle changes and drug therapies. The…
One of the most popular ways to save for higher education is through a savings or prepaid tuition plan known as a Section 529 qualified tuition program, or 529 plan. Currently 49 states and the District of Columbia offer 529 plans. Thirty-three states give a state tax break to parents, grandparents…
Families and close friends are the most important source of support to older people and adults with a chronic, disabling or serious health condition. They already take personal responsibility for providing increasingly complex care to the tune of $470 billion (as of 2013). That figure, representing…
More than 30 states are considering creating retirement savings plans for small-business employees who do not have a retirement plan at work, and seven states are already implementing them. These programs would provide the opportunity for millions more workers to save for retirement out of their…
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