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Thinking Policy

Within a decade, the U.S. population will consist of more adults over 65 than children under 18. To prepare for rapid population aging, Age-friendly Community (AFC) programs across the country are helping towns, cities, counties, and states transform their communities into great places to grow up…
“If it wasn’t for SNAP, I don’t know what we would do.” – 61-year-old AARP survey participant
As states and communities continue to recover from the devastation caused by Hurricanes Helene and Milton, many are left wondering what could be done to prevent large-scale destruction from such disasters. Despite the severity of those storms, they were only the most recent among several to sweep…
Digital Readiness
When the Consumer Financial Protection Bureau (CFPB) began operation just over four years ago, consumers were made — for the first time — a priority for federal financial regulators. As chief financial regulator in Vermont from 1992 to 2003, I was often prevented by federal law from protecting the…
Federal law prohibits traditional Medicare and Medicare Advantage providers and suppliers from billing people who are qualified Medicare beneficiaries (QMBs) for Medicare deductibles, coinsurance and copayments — a practice known as balance billing. Qualified Medicare beneficiaries (QMBs) are…
We are a data-driven society. We need data to address the challenges and opportunities facing the 50-plus population. I am pleased to announce that today AARP’s Public Policy Institute launched the AARP DataExplorer , a free website tool that provides a rich collection of data on issues relevant to…
After years of waiting, the “smart home” is finally becoming a reality for many consumers. The idea behind the smart home is to help automate routine tasks and make homes more efficient.
Growing numbers of older Americans, especially those with cognitive impairments, are at risk for financial abuse.
When looking to manage a loved one’s finances, leave money to a beneficiary or simply monitor an immediate family member’s account, many turn to joint accounts. While they may be easy to use, as described in a recent blog, joint accounts have risks. And there may be better options, depending on…
Joint bank accounts can be a great convenience for people who share income and expenses — often the case with married couples. However, joint accounts also can have disadvantages. It is important for consumers to understand what a joint account is and what it is not, along with all its…
Most Medicare enrollees can expect to pay the same amount for their Medicare Part B coverage (the portion of Medicare that pays for doctors’ services and outpatient care) in 2016 as they do this year ($104.90), according to estimates from the latest Medicare trustees report. But about 1 in 7…
Good oral health is a vital part of general health and overall well-being. However, it requires the regular use of dental services. Yet many older adults are unable to afford the care they need to maintain healthy teeth and gums. Moreover, there are significant disparities in financial access to…