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Thinking Policy

This week the Supreme Court is hearing oral arguments in Braidwood v. Kennedy, a case challenging the requirement for private health insurers to cover certain recommended preventive health services with no cost-sharing. AARP previously examined the implications of the case, finding that more than…
Access to an employer-based, payroll-deduction retirement savings plan plays a key role in allowing people to save for the future. Yet nearly half of American workers, or about 56 million, do not have access to such a plan. To address this challenge, in recent years a growing number of states have…
In a recent AARP focus group, Malcolm (name changed for privacy), a 64-year-old man with health insurance through his employer and a preexisting condition, shared how over the course of a year, he received two low-balance medical bills he couldn’t afford to pay. The bills went to collection, which…
I grew up next to the Colville Indian Reservation in Washington state and I remember how native elders were revered throughout the community. At the annual powwow the elders shared their history through song and dance, and all generations sat together, joining in the chanting and drumming.
Respite is one of the most pressing needs of families and friends who take on a caregiving role. The need for caregiver supportive services — including respite care — is only going to rise as the U.S. population ages.
Since October 2012, the Medicare program has penalized hospitals when too many patients in traditional Medicare are re-hospitalized within a month of discharge. This policy appears to be having unintended consequences for patients in Medicare and in the commercial market.
Lately you may have noticed a growing number of commercials filled with people happily touting the benefits of their new joints. Experts expect such procedures to become increasingly popular as the active boomer population continues to age. However, the commercials typically gloss over the fact…
Millions of older people and adults with disabilities receive services in their own homes and communities, but little is known about their quality of care or quality of life. However, an exciting and relatively new assessment called the National Core Indicators — Aging and Disabilities (NCI-AD) is…
Digital Readiness
When the Consumer Financial Protection Bureau (CFPB) began operation just over four years ago, consumers were made — for the first time — a priority for federal financial regulators. As chief financial regulator in Vermont from 1992 to 2003, I was often prevented by federal law from protecting the…
Federal law prohibits traditional Medicare and Medicare Advantage providers and suppliers from billing people who are qualified Medicare beneficiaries (QMBs) for Medicare deductibles, coinsurance and copayments — a practice known as balance billing. Qualified Medicare beneficiaries (QMBs) are…
We are a data-driven society. We need data to address the challenges and opportunities facing the 50-plus population. I am pleased to announce that today AARP’s Public Policy Institute launched the AARP DataExplorer , a free website tool that provides a rich collection of data on issues relevant to…
After years of waiting, the “smart home” is finally becoming a reality for many consumers. The idea behind the smart home is to help automate routine tasks and make homes more efficient.