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Thinking Policy

Access to an employer-based, payroll-deduction retirement savings plan plays a key role in allowing people to save for the future. Yet nearly half of American workers, or about 56 million, do not have access to such a plan. To address this challenge, in recent years a growing number of states have…
In a recent AARP focus group, Malcolm (name changed for privacy), a 64-year-old man with health insurance through his employer and a preexisting condition, shared how over the course of a year, he received two low-balance medical bills he couldn’t afford to pay. The bills went to collection, which…
New AARP research finds that about half of American working adults, or about 56 million people, lack access to a payroll-deduction workplace retirement savings plan, making it much more difficult for them to save for retirement. Small business employees, workers with low-to-moderate earnings, and…
Social Security has a minimum benefit? Yes, it’s true. Congress designed the Social Security special minimum benefit in 1972 to help workers who have earned low wages for many years. But today, the benefit helps very few older Americans and unless Congress takes action, the benefit is on the road…
The national conversation about the value of nurses needs to move beyond health care experts and policymakers to include consumers and businesses
To provide high-quality long-term services and supports (LTSS), managed care plans need to meet the language needs of people with limited English proficiency
With the increase in use of hospital observation, concerns are growing about the implications and high out-of-pocket costs faced by some Medicare beneficiaries who do not receive equal coverage for outpatient observation status
Here are five major improvements the Affordable Care Act has made for people who are uninsured or undersinsured
The Affordable Care Act (ACA) created an additional set of rules governing Medicaid eligibility, and these new rules and the traditional rules interact in ways that can significantly affect low-income Medicare beneficiaries. Here’s a primer on what’s at stake
Creating a larger, more highly skilled nursing workforce will improve access to higher-quality, more patient-centered, and more affordable care
A soon-to-be- proposed regulation from the Department of Labor could help people understand how much monthly income they can count on their savings to provide in retirement
Medicare's public release of hospital charge data is a bold first step in health care price transparency
Many consumers and policymakers mistakenly believe that Medicare pays for long-term care. It does not