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Thinking Policy

Access to an employer-based, payroll-deduction retirement savings plan plays a key role in allowing people to save for the future. Yet nearly half of American workers, or about 56 million, do not have access to such a plan. To address this challenge, in recent years a growing number of states have…
In a recent AARP focus group, Malcolm (name changed for privacy), a 64-year-old man with health insurance through his employer and a preexisting condition, shared how over the course of a year, he received two low-balance medical bills he couldn’t afford to pay. The bills went to collection, which…
New AARP research finds that about half of American working adults, or about 56 million people, lack access to a payroll-deduction workplace retirement savings plan, making it much more difficult for them to save for retirement. Small business employees, workers with low-to-moderate earnings, and…
Despite the demand for an educated workforce, college enrollment continues to trend downward.
This blog is first in a new series on ‘Savings and the Economy’. The series provides data-driven insights on the implications of economic instability for household savings and discussions on policies that enable financial wellbeing.
Although COVID-19 had a sudden, profound impact on the U.S. economy, its impact on the fiscal health of Social Security has been modest.
Making recent changes to the earned income tax credit (EITC) permanent would help older workers and boost the workforce.
The nursing home industry and the agencies that oversee it are slowing coming around to including consumer experience feedback in the informational tools available to families trying to choose a facility.
South Dakota voters expand Medicaid, improving healthcare access for thousands. Eleven states have yet to expand Medicaid.
The Community Reinvestment Act (CRA), a key piece of equitable banking legislation, is on the brink of significant modernization. This moment represents an important opportunity to craft effective policy for today, particularly with inequity now being at a level of public consciousness unseen in generations.
As the Financial Security Trend Survey shows, the important role of policy – both public and private – are key components to improving financial health.
A promising recent proposal by the Centers for Medicare & Medicaid Services (CMS), which administers the Medicare program, could result in improved access to dental coverage for people with Medicare.
A recent AARP Public Policy Institute report found that influenza, pneumonia, and shingles vaccinations increased among adults ages 50 and older in 2020, though disparities continued.